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The City and County of Denver (/'d?nv?r/; Arapaho: Niin�niiniic�ih�he') is the Consolidated City and County that is the capital and the most populous municipality of the U.S. state of Colorado. Denver is also the second-most populous county in Colorado after El Paso County. Denver is located in the South Platte River Valley on the western edge of the High Plains just east of the Front Range of the Rocky Mountains. The Denver downtown district is located immediately east of the couence of Cherry Creek with the South Platte River, approximately 12 miles (19 km) east of the foothills of the Rocky Mountains. Denver is nicknamed the Mile-High City because its official elevation is exactly one mile (5,280 feet or 1,609.344 meters) above sea level, making it one of the highest major cities in the United States. The 105th meridian west of Greenwich, the longitudinal reference for the Mountain Time Zone, passes directly through Denver Union Station.Denver is ranked as a beta world city by the Globalization and World Cities Research Network. With a 2013 estimated population of 649,495, Denver ranks as the 22nd-most populous U.S. city. The 10-county Denver-Aurora-Lakewood, CO Metropolitan Statistical Area had an estimated 2013 population of 2,697,476 and ranked as the 21st most populous U.S. metropolitan statistical area. The 12-county Denver-Aurora, CO Combined Statistical Area had an estimated 2013 population of 3,277,309, which ranks as the 16th most populous U.S. metropolitan area. Denver is the most populous city of the Front Range Urban Corridor, an oblong urban region stretching across two states with population of 5,467,633 in 2010. Denver is the most-populous city within a 500-mile (800 km) radius and the third most-populous city in the Mountain West and the Southwestern United States after Phoenix, Arizona and El Paso, Texas.The Denver MSA has a gross metropolitan product of $157.6 billion in 2010, making it the 18th largest metro economy in the United States. Denver's economy is based partially on its geographic position and its connection to some of the major transportation systems of the country. Because Denver is the largest city within 500 miles (800 km), it has become a natural location for storage and distribution of goods and services to the Mountain States, Southwest states, as well as all western states. Another benefit for distribution is that Denver is nearly equidistant from large cities of the Midwest, such as Chicago and St. Louis and some large cities of the West Coast, such as Los Angeles and San Diego.

 

The City of Colorado Springs is the Home Rule Municipality that is the county seat and the most populous municipality of El Paso County, Colorado, United States. Colorado Springs is located in the east central portion of the state. It is situated on Fountain Creek and is located 60 miles (97 km) south of the Colorado State Capitol in Denver. At 6,035 feet (1,839 m) the city stands over one mile (1.6 km) above sea level, though some areas of the city are significantly higher and lower. Colorado Springs is situated near the base of one of the most famous American mountains, Pikes Peak, rising over 8,000 feet above the city on the eastern edge of the Southern Rocky Mountains. The United States Air Force Academy is located in Colorado Springs.The city had an estimated population of 439,886 in 2013, ranking as the second most populous city in the state of Colorado, behind Denver, and the 41st most populous city in the United States. The Colorado Springs, CO Metropolitan Statistical Area had an estimated population of 678,319 in 2013. The city covers 194.7 square miles (504 km2), making it the most extensive municipality in Colorado. Colorado Springs was selected as the No. 1 Best Big City in ""Best Places to Live"" by in 2006, and placed number one in 2009 list of America's Best Cities. compared to 6.5% for the State and 7.0% for the Nation.

 

The City of Aurora (/?'r??r?/, /?'r?r?/) is a Home Rule Municipality in the U.S. state of Colorado, spanning Arapahoe and Adams counties, with the extreme southeastern portion of the city extending into Douglas County. Aurora is one of the principal cities of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area (Metro Denver). The city's population was 325,078 in the 2010 Census, which made it the third most populous city in the state of Colorado and the 56th most populous city in the United States.The Denver-Aurora-Lakewood, CO Metropolitan Statistical Area had an estimated population of 2,645,209 on July 1, 2012 (the 21st most populous MSA in the U.S.). However, Denver and Aurora combined make up less than half of the Denver Metro Area's population and Aurora has approximately half the population of Denver. The estimated population of Denver-Aurora, CO Combined Statistical Area was 3,214,218 on July 1, 2012 (16th most populous CSA).According to the Aurora Economic Development Council, the largest public employers in the city are:

 

The City of Fort Collins is the Home Rule Municipality that is the county seat and the most populous municipality of Larimer County, Colorado, United States. Situated on the Cache La Poudre River along the Colorado Front Range, Fort Collins is located 65 miles (105 km) north of the Colorado State Capitol in Denver. With a 2012 estimated population of 148,612, it is the fourth most populous city in Colorado after Aurora, Colorado Springs and Denver. Fort Collins is a midsize college city, home to Colorado State University. It was named 's Best Place to Live in the U.S. in 2006, No. 2 in 2008, and No. 6 in 2010. It is also known as one of the towns that inspired the design of Main Street, U.S.A. inside the main entrance of the many ''-style parks run by The Company around the world.Fort Collins' economy has a mix of manufacturing and service-related businesses. Fort Collins manufacturing includes . Many high-tech companies have relocated to Fort Collins because of the resources of Colorado State University and its research facilities.Other industries include clean energy, bioscience, and agri-tech businesses.

 

The City of Lakewood is a Home Rule Municipality which is the most populous municipality in Jefferson County, Colorado, United States. Lakewood is the fifth most populous city in the State of Colorado and the 172nd most populous city in the United States. The city population was 142,980 at the 2010 United States Census. Lakewood is west of Denver and is part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area.Before incorporation in 1969, Lakewood was a community with policing provided by the Jefferson County Sheriff, several fire districts, and some neighborhoods without street lights and sidewalks. The City of Lakewood was incorporated in 1969 as Jefferson City. Soon after, an election was held and the city's name was changed to Lakewood. This was due to an overwhelming dislike of ""Jefferson City"" and the perceived notion it would be confused with existing communities in Colorado and Missouri. At the time of incorporation the city population was already over 90,000.The urban/suburban development of the community known as Lakewood was begun in 1889 by Charles Welch and W.A.H. Loveland, who platted a 13-block area along Colfax Avenue west of Denver in eastern Jefferson County. Loveland, the former president of the Colorado Central Railroad, retired to the new community of Lakewood after many years of living in Golden.Lakewood also houses Lakewood High School, an International Baccalaureate school in Jefferson County. Lakewood is also home to Colorado Christian University.In 2011, Lakewood was named an All-America City for the first time.Lakewood's economy is diverse while the largest employers are government. Companies based in Lakewood include .

 

The City of Thornton is a Home Rule Municipality in Adams and Weld counties in the U.S. state of Colorado, located in the northeast quadrant of the Denver-Aurora-Broomfield, CO Metropolitan Statistical Area. Thornton is 10 miles (16 km) north/northeast of downtown Denver. The United States Census Bureau reported the city's growing population at 118,772 on April 1, 2010, a 44.2% increase from the 2000 Census population of 82,384. Thornton is the sixth most populous city in the state of Colorado and the 213th most populous city in the United States.

 

The City of Arvada /?r'v�d?/ is a Home Rule Municipality located in Jefferson and Adams counties, a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area of the U.S. State of Colorado. The United States Census Bureau estimated the city population at 111,707 residents as of July 1, 2013, ranking Arvada as the seventh most populous municipality in Colorado. The Olde Town Arvada historic district is located 7 miles (11 km) northwest of the Colorado State Capitol in Denver.Arvada is largely a commuter town to Denver and Boulder. The primary retail corridors are along Wadsworth Boulevard, 52nd Avenue, 64th Avenue, Ralston Road and Kipling Street.

 

Westminster is a Home Rule Municipality in Adams and Jefferson counties in the U.S. state of Colorado. Westminster is a northwest suburb of Denver. The Westminster Municipal Center is located 9 miles (14 km) north-northwest of the Colorado State Capitol. The United States Census Bureau that the city population was 106,114 on April 1, 2010 Census. Westminster is the seventh most populous city in the state of Colorado and the 237th most populous city in the United States. Westminster is a part of the Denver-Aurora-Broomfield, CO Metropolitan Statistical Area and the Denver-Aurora-Boulder Combined Statistical Area. In July 2006, it was ranked as the 24th best place to live in the USA by .

 

Pueblo /'pw?blo?/ is a Home Rule Municipality that is the county seat and the most populous city of Pueblo County, Colorado, United States.[3] The population was 106,595 in 2010 census, making it the 246th most populous city in the United States. As of 2014 Pueblo is the primary city of the Pueblo-Ca�on City combined statistical area (CSA) totaling about 208,000 people, making it the 134th largest in the nation.Pueblo is situated at the couence of the Arkansas River and Fountain Creek, 112 miles (180 km) south of the Colorado State Capitol in Denver. The area is considered to be semi-arid desert land, with approximately 12 inches (304.80 mm) of precipitation annually. With its location in the ""Banana Belt"", Pueblo tends to get less snow than the other major cities in Colorado. Pueblo is the heart of the Pueblo Metropolitan Statistical Area and an important part of the Front Range Urban Corridor.[3] Pueblo is one of the largest steel-producing cities in the United States;. Because of this Pueblo is referred to as the ""Steel City"". The Historic Arkansas River Project (HARP) is a river walk in the Union Avenue Historic Commercial District, and shows the history of the Pueblo Flood.Pueblo has the least expensive residential real estate of all major cities in Colorado. The median home price for homes on the market in Pueblo is $147,851 as of February 2013.Pueblo is the primary city in the Pueblo metropolitan statistical area (MSA) totaling over 160,000 people.[11]

 

The City of Centennial is a Home Rule Municipality located in Arapahoe County, Colorado, United States. The city population was 100,377 at the 2010 United States Census. Centennial is a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area. Centennial is the tenth-most populous municipality in the state of Colorado and its 2001 incorporation was the largest in U.S. history. Centennial is ranked as the 15th safest city in the country.l.

 

The City of Boulder is the Home Rule Municipality that is the county seat and the most populous municipality of Boulder County, and the 11th most populous municipality in the U.S. state of Colorado. Boulder is located at the base of the foothills of the Rocky Mountains at an elevation of 5,430 feet (1,655 m). The city is 25 miles (40 km) northwest of Denver.The population of the City of Boulder was 97,385 at the 2010 United States Census, while the population of the Boulder, CO Metropolitan Statistical Area was 294,567.Boulder is famous for its colorful Western history, being a choice destination for hippies in the late 1960s, and as home of the main campus of the University of Colorado, the state's largest university. Furthermore, the city of Boulder frequently acquires top rankings in health, well-being, quality of life, education and art.

 

The City of Greeley is the Home Rule Municipality that is the county seat and the most populous municipality of Weld County, Colorado, United States. Greeley is in northern Colorado and is situated 49 miles (79 km) north-northeast of the Colorado State Capitol in Denver. According to the 2012 Census, the population of the city is 95,357, making it the 12th most populous city in the state of Colorado. Greeley is a major city of the Front Range Urban Corridor.Among the companies based in Greeley are the meatpacker

 

The City of Longmont is a Home Rule Municipality in Boulder and Weld counties of the U.S. state of Colorado. Longmont is located northeast of the county seat of Boulder and 33 miles (53 km) north-northwest of the Colorado State Capitol in Denver.Longmont's population was 86,270 at the time of the 2010 U.S. Census. Longmont is the 13th most populous city in the state of Colorado.The word ""Longmont"" comes from Longs Peak, a prominent mountain named for explorer Stephen H. Long that is clearly visible from Longmont, and ""mont"", from the French word for mountain.According to the Longmont Area Economic Council, the top eleven employers in Longmont are:

 

The City of Loveland is the Home Rule Municipality that is the second most populous municipality in Larimer County, Colorado, United States. Loveland is situated 46 miles (74 km) north of the Colorado State Capitol in Denver. Loveland is the 14th most populous city in Colorado. The United States Census Bureau estimated that in 2010 the population of the city was 66,859. The city forms part of the Fort Collins-Loveland Metropolitan Statistical Area and the Front Range Urban Corridor. The city's public schools are part of the Thompson R2-J School District.

 

The City of Grand Junction is the Home Rule Municipality that is the county seat and the most populous municipality of Mesa County, Colorado, United States. The city has a council�manager form of government, and is most populous municipality in all of western Colorado. Grand Junction is situated 247 miles (398 km) west-southwest of the Colorado State Capitol in Denver. As of the 2010 census, the population of the city was 58,566. Grand Junction is the 15th most populous city in the State of Colorado and the most populous city on the Colorado Western Slope. Grand Junction serves as a major commercial and transportation hub within the large area between the Green River and the Continental Divide. It is the principal city of the Grand Junction Metropolitan Statistical Area which had a population of 146,723 in 2010 census.The city is located along the Colorado River, where it receives the Gunnison River from the south. The name ""Grand"" refers to the historical Grand River, which was renamed the upper Colorado River in 1921, and the word ""Junction"" is from the joining of the Colorado and Gunnison rivers. Hence, Grand Junction has been given the nickname ""River City"". The city sits near the midpoint of a 30-mile (48 km) arcing valley, known as the Grand Valley, a major fruit-growing region, historically home to the Ute people and settled by white farmers in the 1880s. In recent years, several wineries have been established in the area as well. The Colorado National Monument, a unique series of canyons and mesas, overlooks the city on the west, while most of the area is surrounded by public lands managed by the Bureau of Land Management. The Book Cliffs are a prominent series of cliffs that define the northern side of the Grand Valley. Interstate 70 connects the city eastward to Glenwood Springs and Denver and westward to Green River, Utah; Salt Lake City (via Interstate 70 and U.S Route 6); and Las Vegas (via Interstate 70 and Interstate 15)The Country Jam Ranch is located near Grand Junction just north of I-70 at the Mack exit. This is a permanent festival site built for music festivals, including Country Jam, an event that has been held since 1992 and one that draws thousands of country music fans to the area.The Grand Junction area has turned into a major mountain biking destination, with many bikers coming from the Front Range of Colorado, the Salt Lake City area, and even as far away as California to enjoy the area's abundant single-track trails. Two prominent trails among others are the Tabeguache and Kokopelli trails, the latter running from near Loma all the way to Moab, Utah. Fruita, Colorado with its 18 Road trail system is within 10 miles of the city and has become a major mountain biking destination.From the time settlers arrived in the 1880s until the 1960s, three of the main economic activities in the region were farming, fruit growing, and cattle raising. Fruit orchards, particularly between Grand Junction and Palisade to the east, remain important to the region's reputation and economy to the present day. Fruits most often grown are peaches, pears, apricots, plums, cherries, and, particularly since the 1980s, grapes for wine. In this semi-arid environment, these orchards thrive from a combination of abundant sunshine and irrigation from a system of canals that divert water from the Colorado River. Retail sales have been important to the economy for decades (e.g., gasoline, and hunting and fishing related sales), and uranium mining-related activities have also been significant.[17] Grand Junction was home to the Climax Uranium Mill, a now decommissioned mill that provided uranium ore to the US Atomic Energy Commission. Education and healthcare have been important to the economy of the area, especially since the 1950s, with Colorado Mesa University and St. Mary's Hospital as leading employers in these fields. Vast oil shale reserves were known to exist near Parachute, Colorado in the Piceance Basin. The oil embargoes of the 1970s and high gas prices resulted in major financial interest in the region. purchased rights and used Grand Junction as its seat of operations.

 

The City and County of Broomfield is a consolidated city and county in the U.S. state of the Colorado. Broomfield has a consolidated city and county government which operates under Article XX, Sections 10-13 of the Constitution of the State of Colorado. The population was 55,889 at the 2010 United States Census. Broomfield is the 16th most populous municipality and the 13th most populous county in Colorado.Broomfield is a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area.On September 12, 2013, the county was subject to severe flooding in the area that destroyed dozens of homes, prompted immediate evacuations and closed down major routes such as U.S. Highway 287 after a bridge collapsed going into the city.In the 1990s, Broomfield and other area suburbs experienced tremendous economic growth, much of it focused in technology.

 

The Town of Castle Rock is the Home Rule Municipality that is the county seat and the most populous municipality of Douglas County, Colorado, United States. The town population was 48,231 at the 2010 United States Census, ranking Castle Rock as the most populous town (rather than city) in the State of Colorado. It is named for the prominent, castle tower-shaped butte near the center of town. The town is part of the Front Range Urban Corridor and is located midway between Denver and Colorado Springs.Many of Castle Rock�s residents work in the Denver Technological Center, better known as ""The Denver Tech Center"" (DTC), which is a 15 minute drive north on I-25. Downtown Denver and Denver International Airport are both approximately a 40 minute drive from Castle Rock.[citation needed]

 

The City of Commerce City is a Home Rule Municipality located in Adams County, Colorado, United States. Commerce City is a northern suburb of Denver and now the 18th most populous municipality in Colorado. The city population was 45,913 at the 2010 United States Census, a population increase of 118.7% in the ten years since the 2000 census.Commerce City is a mixed residential and industrial community that is known for an oil refinery with a capacity of 90,000 barrels per day (14,000 m3/d), operated cor. Sporting Goods Park, a soccer stadium in Commerce City, hosts the Colorado Rapids of Major League Soccer.Commerce City is home to an oil refinery with a capacity of 90,000 barrels per day (14,000 m3/d). Originally, this facility existed as two separately owned refineries, one on each side of Brighton Boulevard.

 

Douglas[1] Incorporated May 1981[2] The third most populous Douglas County townThe Town of Parker is a Home Rule Municipality in Douglas County, Colorado, United States. As a self-declared ""Town"" under the Home Rule Statutes, Parker is the second most populous town in the county; Castle Rock is the most populous. In recent years, Parker has become a commuter town at the southeasternmost corner of the Denver Metropolitan Area. As of 2013, the town population was 48,608. Parker is now the 19th most populous municipality in the State of Colorado.

 

The City of Littleton is the Home Rule Municipality in Arapahoe, Douglas, and Jefferson counties that is the county seat of Arapahoe County, Colorado, United States. The city is a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area. The city population was 41,737 at the 2010 United States Census, ranking as the 20th most populous municipality in the State of Colorado.The city of Littleton's history dates back to the 1859 Pike's Peak Gold Rush, which brought not only gold seekers, but merchants and farmers to the community. Richard Sullivan Little was an engineer from New Hampshire that made his way out west to work on irrigation systems. Little quickly fell in love with the area that is present day Littleton and brought his wife Angeline out from the East in 1862. The Littles, along with many neighbors, built the Flour Mill in 1867, which provided a solid economic base in the community. By 1890, the community had grown to 245 people and the residents voted to incorporate the Town of Littleton.The Colorado Center for the Blind, a skills training program for blind teenagers and adults operated by the National Federation of the Blind, is located in Littleton. Denver Seminary is in Littleton.Intelligent Vehicle Safety Technologies' ""Desert Tortoise,"" a competitor in the DARPA Grand Challenge, is based in Littleton.The city is also the site of the grave of Alferd Packer, an American prospector and the only convicted cannibal in the United States.[citation needed]

 

Northglenn is a Home Rule Municipality in Adams and Weld counties in the U.S. state of Colorado. As of the 2010 census the city's population was 35,789.

 

The City of Brighton is the Home Rule Municipality in Adams and Weld counties that is the county seat of Adams County, Colorado, United States. The United States Census Bureau estimates that the city population was 35,719 in 2013.Brighton is the home of two Vestas manufacturing plants, a wind turbine blade factory and a nacelle manufacturing plant. The factories are valued at $290 million and will provide 1,350 employment opportunities: 650 in the blade factory and another 700 in the nacelle manufacturing plant. Groundbreaking for the factories took place on March 25, 2009.

 

The City of Englewood is a Home Rule Municipality located in Arapahoe County, Colorado, United States. As of 2010, the population was 30,255. Englewood is part of the Denver-Aurora Metropolitan Area. Englewood is located in the South Platte River Valley east of the Front Range and immediately south of central Denver. Downtown is located immediately east of the couence of Little Dry Creek and the South Platte River, between Santa Fe Drive and Broadway.Englewood is the fourth most populous city in Arapahoe County and, in 2010, was the twenty-third most populous city in Colorado.According to the City's 2012 Comprehensive Annual Financial Report, the top employers in the city are:

 

The City of Wheat Ridge is a Home Rule Municipality located in Jefferson County, Colorado, United States. Wheat Ridge is a western suburb of Denver. The Wheat Ridge Municipal Center is approximately 5 miles (8 km) west-northwest of the Colorado State Capitol in Denver. The city had a population of 30,166 as of the 2010 Census.

 

The City of Fountain is a Home Rule Municipality located in El Paso County, Colorado, United States. As of the 2010 census, the city's population was 25,846.Fountain is located 10 miles (16 km) south of Colorado Springs and just east of Fort Carson. Fountain and the Colorado Springs suburbs Security and Widefield make up the ""Fountain Valley"" community.

 

The City of Lafayette /?l??fe?'?t/ is a Home Rule Municipality located in Boulder County, Colorado, United States. The city population was 24,453 at the 2010 United States Census.

 

The Town of Windsor is a Home Rule Municipality in Larimer and Weld counties in the U.S. state of Colorado. According to the 2010 Census, the population of the town was 18,644. Windsor is located in the region known as Northern Colorado. Windsor is situated 59 miles (95 km) north of the Colorado State Capitol in Denver. According to Sperling Best Places there are 21,497 residents in Windsor Zip Code(s)

 

The City of Evans is a Home Rule Municipality located in Weld County, Colorado, United States. The population was 9,514 at the 2000 census, and estimated at 18,842 as of July 1, 2008, by the Census Bureau.

 

The Town of Erie is a Statutory Town in Boulder and Weld counties in the U.S. state of Colorado. The population as of the 2010 census was 18,135, up from 6,291 at the 2000 census. Erie is located just west of Interstate 25, with easy access to Interstate 70, Denver International Airport and Colorado's entire Front Range. Erie's Planning Area spans 48 square miles (120 km2), extending from the north side of State Highway 52 south to State Highway 7, and between US 287 on"

"

1 at the 2013 census.

 

The City of Lone Tree is a Home Rule Municipality in Douglas County, Colorado, United States. The city population was 10,218 at the 2010 United States Census. Lone Tree is a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area.

 

Superior is a Statutory Town in Boulder County in the U.S. state of Colorado, with a small, uninhabited seent of land area extending into Jefferson County . According to the 2010 census, the population of the city was 12,483.

 

The City of Fruita (pronounced /'fru?t?/) is a Home Rule Municipality located in western Mesa County, Colorado, United States. Fruita is part of the Grand Junction Metropolitan Statistical Area and within the Grand Valley. The geography is identified by the bordering Colorado River (historically known as the Grand River) on the southern edge of town, the Uncompahgre Plateau known for its pinyon-juniper landscape, and the Book Cliffs range on the northern edge of the Grand Valley. The population was 12,646 at the 2010 census. Originally home to the Ute people, white farmers settled the town after founder William Pabor in 1884. Ten years later, Fruita was incorporated.Economically, it started out as a fruit producing region, but today it is well known for its outdoor sports such as mountain biking, hiking, and rafting, its proximity to the Colorado National Monument, and its annual festivals. Fruita has been the winner of the Governor�s Smart Growth and Development Award for four consecutive years. The city motto is ""Honor the Past, Envision the Future"".

 

The city of Steamboat Springs is a Home Rule Municipality that is the county seat and the most populous city of Routt County, Colorado, United States. As of the 2010 census, the city population was 12,088.The city is an internationally known winter ski resort destination. The Steamboat Springs tourism industry is highlighted by Steamboat Ski Resort, which is on Mount Werner in the Park Range just east of the town. It also contains the much smaller Howelsen Ski Area.It is located in the upper valley of the Yampa River, along U.S. Highway 40 just west of the Continental Divide and Rabbit Ears Pass.

 

The Town of Johnstown is a Home Rule Municipality in Weld and Larimer counties in the U.S. state of Colorado. The population was 9,887 at the 2010 United States Census.

 

The City of Federal Heights is a Home Rule Municipality located in Adams County, Colorado, United States. As of the 2010 census, the city had a population of 11,467.

 

The City of Fort Morgan is the Home Rule Municipality that is the county seat and the most populous municipality of Morgan County, Colorado, United States. The United States Census Bureau estimated that the city population was 10,844 in 2005. The city newspaper is the Fort Morgan Times. Lincoln School at 914 State Street is listed on the National Register of Historic Places and is the location of the School for the Performing Arts.

 

The Town of Firestone is a Statutory Town in Weld County, Colorado, United States. The population was 10,147 at the 2010 census.

 

The City of Castle Pines is a Statutory City located in Douglas County, Colorado, United States. The United States Census Bureau estimates that the city population was 10,726 on July 1, 2013. The city is situated 19 miles (31 km) south-southeast of the Colorado State Capitol in Denver. The city is located north of the Castle Pines Golf Club and the unincorporated community of Castle Pines Village.As of 2011, 69.5% of the population over the age of 16 was in the labor force. 0.2% was in the armed forces, and 69.4% was in the civilian labor force with 66.8% employed and 2.6% unemployed. The occupational composition of the employed civilian labor force was: 58.3% in management, business, science, and arts; 28.7% in sales and office occupations; 7.6% in service occupations; 4.6% in production, transportation, and material moving; 0.8% in natural resources, construction, and maintenance. The three industries employing the largest percentages of the working civilian labor force were: educational services, health care, and social assistance (17.1%); professional, scientific, and management, and administrative and waste management services (16.7%); and finance and insurance, and real estate and rental and leasing (14.5%).

 

The Town of Frederick is a Statutory Town in Weld County, Colorado, United States. The population was 8679 at the 2010 census.

 

The City of Glenwood Springs is the Home Rule Municipality that is the county seat and the most populous municipality of Garfield County, Colorado, United States. The U.S. Census Bureau stated that the city population was 9,677 in 2012 as compared to 9,614 according to the 2010 census. Further growth is expected to be slow due to severe geographic constraints. Glenwood Springs is home to one of the campuses and the administrative offices of the Colorado Mountain College system.Glenwood Springs was named the ""Most Fun Town in America"" by Rand Today in their 2011 Best of the Road Rally contest.

 

The City of Alamosa is the Home Rule Municipality that is the county seat and the most populous municipality of Alamosa County, Colorado, United States. The city population was 8780 at the 2010 United States Census. The city is the commercial center of the San Luis Valley in south-central Colorado, and is the home of Adams State University.

 

The City of Rifle is a Home Rule Municipality in Garfield County, Colorado, United States. The population was 9,172 at the 2010 census. Rifle is a regional center of the cattle ranching industry located along Interstate 70 and the Colorado River just east of the Roan Plateau, which dominates the western skyline of the town. The town was founded in 1882 by Abram Maxfield, and was incorporated in 1904 along Rifle Creek, near its mouth on the Colorado. Rifle Creek is named for an incident involving white trappers in the late 19th century. According to local lore, one of the trappers accidentally left his rifle along the creek, giving it its name.

 

The City of Craig is the Home Rule Municipality that is the county seat and the most populous municipality of Moffat County, Colorado, United States. The city population was 9464 at the 2010 United States Census. It is home to Grande Olde West Days, Whittle the Wood Rendezvous, and one of North America's largest elk herds.

 

The City of Delta is the Home Rule Municipality that is the county seat and the most populous municipality of Delta County, Colorado, United States. The population was 8,915 at the 2010 census. The United States Forest Service headquarters of the Grand Mesa, Gunnison, and Uncompahgre National Forests are located in Delta.

 

The City of Cortez is a Home Rule Municipality that is the county seat and the most populous municipality of Montezuma County, Colorado, United States. The city population was 8482 at the 2010 United States Census.Cortez is a local commercial center, competing with Durango in the east, and Farmington, New Mexico in the south, and draws trade from southeastern Utah, the extreme northeastern corner of Arizona, the Shiprock area of Northwestern New Mexico, and San Miquel, Dolores, Montezuma, and parts of LaPlata County in Colorado. Its economy is based very heavily on tourism, both to nearby Mesa Verde National Park as well as to San Juan National Forest, Bureau of Land Management (BLM) lands in the area (including Canyons of the Ancients National Monument, as well as the Ute Mountain Ute Tribe and Navajo Indian Reservations).

 

Trinidad is a Home Rule Municipality that is the county seat and the most populous city of Las Animas County, Colorado, United States. The population was 9,096 as of the 2010 census, up slightly from 9,078 in 2000. The estimate as of 2012 was 8,771. Trinidad lies 21 miles (33 kilometers) north of Raton, New Mexico and 195 miles (305 km) south of Denver.For many years Trinidad housed the miners who worked in the coal mines of the Raton Basin south and west of the town. The coal mines are now closed, but since the 1980s companies have been drilling new gas wells to extract coalbed methane from the remaining coal seams.

 

The City of Lamar is the Home Rule Municipality that is the county seat and the most populous municipality of Prowers County, Colorado, United States. The city population was 7804 at the 2010 United States Census. The city was named afterLucius Quintus Cincinnatus Lamar II during the period that he was Secretary of the Interior in the futile hope that the then town would be named as the land office.

 

The City of Fort Lupton is a Statutory City located in Weld County, Colorado, United States. The population was 6,787 as of the 2000 census.

 

The City of Woodland Park is a Home Rule Municipality that is the most populous city in Teller County, Colorado, United States and is immediately west of El Paso County and the unincorporated community of Crystola. Many residents in this bedroom community, which is surrounded by the one-million acre (4,000 km�) Pike National Forest, make the 17-mile (27 km) commute to Colorado Springs. Ute Pass lies 12 miles (19 km) to the west of Woodland Park on US 24. The population was 6,515 at the 2000 census. Nearby Douglas County is about a fifteen-minute drive from the city.Called the ""The City Above the Clouds,"" Woodland Park, at 8,465 feet (2,580 m) above sea level, often enjoys clear skies while weather in neighboring towns may be rainy or overcast. The city has pursued a policy of careful growth, and enjoys dramatic views of Pikes Peak. Woodland Park offers easy access to hiking, climbing, and fishing. Because of the city's location, there is a natural limitation to population growth.

 

The City of La Junta is the Home Rule Municipality that is the county seat and the most populous municipality of Otero County, Colorado, United States. The city population was 7077 at the 2010 United States Census. La Junta is located on the Arkansas River in southeastern Colorado east of Pueblo.

 

The City of Aspen is the Home Rule Municipality that is the county seat and the most populous municipality of Pitkin County, Colorado, United States.[1] The city population was 6658 at the 2010 United States Census. Aspen is situated in a remote area of the Rocky Mountains' Sawatch Range and Elk Mountains, along the Roaring Fork River at an elevation just below 8,000 feet (2,400 m) above sea level on the Western Slope, 11 miles (18 km) west of the Continental Divide.Founded as a mining camp during the Colorado Silver Boom and later named ""Aspen"" because of the abundance of aspen trees in the area, the city boomed during the 1880s, its first decade of existence. That early era ended when the Panic of 1893 led to a collapse in the silver market, and the city began a half-century known as ""the quiet years"" during which its population steadily declined, reaching a nadir of less than a thousand by 1930. Aspen's fortunes reversed in the mid-20th century when neighboring Aspen Mountain was developed into a ski resort, and industrialist Walter Paepcke bought many properties in the city and redeveloped them. Today it is home to three renowned institutions, two of which Paepcke helped found, that have international importance: the Aspen Music Festival and School, the Aspen Institute, and the Aspen Center for Physics.In the late 20th century, the city became a popular retreat for celebrities. Gonzo journalist Hunter S. Thompson worked out of a downtown hotel and ran unsuccessfully for county sheriff. Singer John Denver wrote two songs about Aspen after settling there. Both of them popularized Aspen among the countercultural youth of the 1970s as an ideal place to live, and the city continued to grow even as it gained notoriety for some of the era's hedonistic excesses as well, particularly its drug culture.Today the musicians and movie stars have been joined by corporate executives. As a result of this influx of wealth Aspen boasts the most expensive real estate prices in the United States[4] and most middle-class residents can no longer afford to live there. It remains a popular tourist destination, with outdoor recreation in the surrounding White River National Forest serving as a summertime complement to the four ski areas in the vicinity.

 

Wellington is a Statutory Town in Larimer County, Colorado, United States. The population was 6,289 at the 2010 census.

 

The Town of Gypsum is the Home Rule Municipality that is the most populous municipality in Eagle County, Colorado, United States. The population was 6,477 at the 2010 census. Gypsum is the home of an American Gypsum drywall plant and mine.

 

The Town of Carbondale is a Home Rule Municipality in Garfield County, Colorado, United States. The town population was 6427 at the 2010 United States Census. The town is located in the mid valley of the Roaring Fork River, downstream from Aspen and upstream from the mouth of the Roaring Fork at Glenwood Springs. The town proper sits on the south bank of the river, at the confluence of the Crystal River. Carbondale's horizon is dominated by the 12,953 ft (3,952 m) tall Mount Sopris several miles to the south of town.

 

The Town of Eagle is the Statutory Town that is the county seat of Eagle County, Colorado, United States. The population was 6,508 at the 2010 census.

 

The Town of Avon is a Home Rule Municipality in Eagle County, Colorado, United States. The town population was 6447 at the 2010 United States Census. Avon is the gateway to the Beaver Creek Resort which lies about two miles (3 km) south of the town. It was the previous site of Vail Resorts before the company moved its physical headquarters to Broomfield, CO. in 2006. The town also is the home of Liberty Skis, an independent ski manufacturing company.The town first consisted of a rail station opened in 1889. Originally spelled ""Avin"", the name was later changed to ""Avon"".[4] Avon was incorporated in August, 1978.[4]Formerly, Avon had a small private airport, being the Avon STOLport, which was owned and operated by Rocky Mountain Airways. This STOL (short take off and landing) airfield was located just west of the WalMart/Home Depot area. Rocky Mountain Airways operated scheduled passenger flights to and from Denver International Airport with 50-passenger de Havilland Canada DHC-7 ""Dash 7"" four engine turboprop STOL aircraft.

 

The City of Cherry Hills Village is a Home Rule Municipality located in Arapahoe County, Colorado, United States. The city population was 5987 at the 2010 United States Census. Cherry Hills Village is a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area. It is one of the most affluent places in Colorado and the United States.The city hosted two PGA Championships (1941 & 1985) and the 2005 U.S. Women's Open at the Cherry Hills Country Club.According to common stories amongst members, the classic Arnold Palmer iced tea drink is reported to have been started at the Cherry Hills Country Club. Allegedly, Palmer grew angry at the bartender because the bartender refused to mix lemonade in his iced tea.[citation needed]

 

The Town of Estes Park is a Statutory Town in Larimer County, Colorado, United States. A popular summer resort and the location of the headquarters for Rocky Mountain National Park, Estes Park lies along the Big Thompson River. Estes Park had a population of 5,858 at the 2010 census.

 

The Town of Milliken is a Statutory Town in Weld County, Colorado, United States. The town population was 5610 at the 2010 United States Census.

 

The City of Sheridan is a Home Rule Municipality in Arapahoe County, Colorado, United States. The population was 5,664 at the 2010 census.

 

"

Colorado

 

You might have heard of factoring but you may well not know exactly what it is or even more importantly what it can possibly do for your company. Trucking Receivables Factoring likewise known as accounts receivable financing is a form of asset based financing that can increase a business' short-term cash flow. It is not a loan; no debt obligation is assumed by trucking receivables finance ,and the money is unrestricted. Factoring And Invoice Discounting Companies in Invoice Credit Colorado Factoring Companies at Factorreceivable.com- giving invoice discounting factoring facilities colorado-factoring-companies

Factorreceivable.com-Colorado Factoring Companies

Denver

Colorado

Factoring And Invoice Discounting Companies

The reason why Truck Firms Work with Factoring Companies.

 

As the manager of your own firm, you may perhaps be more than perceptive already of the hardship in making sure that capital matters do not become a dilemma down the line. After all, the most awful thing that can quite possibly happen for your company is to find yourself embroiled in a long and hard predicament that leaves you forever trying to find the cash you really need on an on-going basis.

 

 

Factoring Companies at Factoringofaccount.Net

Transportation Factoring Trucking

In the United States, where trucking agencies thrive, factoring establishments are not considered borrowing in any capacity. This private arrangement then enables both parties to profit and indulge in a comfortable future-- it gives the factoring firm a warranted asset of earnings to add to the list and it offers the trucking company the needed funds that they sweated to gain.

 

 



Best Factoring Companies-Receivableloans.Org

 

The Bureau of Economic Analysis estimates that the total state product in 2010 was $257.6 billion.[61] Per capita personal income in 2010 was $51 940, ranking Colorado 11th in the nation.[62] The state's economy broadened from its mid-19th century roots in mining when irrigated agriculture developed, and by the late 19th century, raising livestock had become important. Early industry was based on the extraction and processing of minerals and agricultural products. Current agricultural products are cattle, wheat, dairy products, corn, and hay. The federal government is also a major economic force in the state with many important federal facilities including NORAD (North American Aerospace Defense Command, United States Air Force Academy, Schriever Air Force Base located approximately 10 miles (16 kilometers) east of Peterson Air Force Base, and Fort Carson, both located in Colorado Springs within El Paso County; NOAA, the National Renewable Energy Laboratory (NREL) in Golden, and the National Institute of Standards and Technology in Boulder; U.S. Geological Survey and other government agencies at the Denver Federal Center near Lakewood; the Denver Mint, Buckley Air Force Base, and 10th Circuit Court of Appeals in Denver; and a federal Supermax Prison and other federal prisons near Ca�on City. In addition to these and other federal agencies, Colorado has abundant National Forest land and four National Parks that contribute to federal ownership of 24,615,788 acres (99,617 km2) of land in Colorado, or 37% of the total area of the state.[63] In the second half of the 20th century, the industrial and service sectors have expanded greatly. The state's economy is diversified and is notable for its concentration of scientific research and high-technology industries. Other industries include food processing, transportation equipment, machinery, chemical products, the extraction of metals such as gold (see Gold mining in Colorado), silver, and molybdenum. Colorado now also has the largest annual production of beer of any state.[64] Denver is an important financial center.

 

Transportation Invoice Factoring

The reason why Truck Firms Work with Factoring Companies.

 

As the manager of your own firm, you may perhaps be more than perceptive already of the hardship in making sure that capital matters do not become a dilemma down the line. After all, the most awful thing that can quite possibly happen for your company is to find yourself embroiled in a long and hard predicament that leaves you forever trying to find the cash you really need on an on-going basis.

 

 



Best Factoring Companies-Receivableloans.Org

 

 

 

Accounts Receivable Financing

Factor receivable

Accounts Receivable Financing

 

At one time or another, every business, even successful ones, have experienced bad cash flow.

Money flow does not have to be an issue any more. Do not be fooled -- banks are not the only places you can get financing. Other solutions are available and you do not have to borrow money. Exactly what is truck factoring ? One option is called trucking factoring. Trucking Factoring is the process of selling invoices to an investor instead of waiting to collect the cash from the customer. Oh, the Irony- Trucking factoring has an ironic distinction: It is the monetary backbone of numerous of America's most effective businesses. Why is this paradoxical ? Since receivable funding is not instructed in business colleges, is seldom mentioned in business strategies and is fairly unidentified to bulk of most of American business people.

Yet it is a monetary process that releases up billions of dollars every year, allowing countless businesses to grow and succeed. Factoring has actually been around for countless years. Accounts Receivable Factoring Businesses are investors who pay money for the right to receive the future payments on your invoices. An unpaid receivable or invoice has value. It is a debt your customer has to pay in the near future. Factoring Principals--Although factoring offers solely with business-to-business transactions, a big portion of the retail company utilizes a factoring principal. MasterCard, Visa, and American Express all use a type of factoring in their retail deals. Using the purest definition of the word, these big customer finance business are really just large Accounts Receivable Factoring Businesses of customer paper. Consider it: You make a purchase at Sears and charge it to your MasterCard. The store makes money almost instantly, although you do not pay until you are ready.

For this service, the credit card company charges Sears a charge (typical common normal charges range from 2 to 4 percent of the sale). The Benefits Accounts Receivable Factoring can offer numerous benefits to cash-hungry business. Rather than wait 30, 60, 90 days or longer for payment on a product that has actually already been provided, a company can factor (sell) its receivables for money at a small price cut off the dollar value of the invoice. Payroll, advertising efforts, and working capital are just a few of the business needs that can be met with instant  cash.

Factoring provides the means for a producer to replenish stock and make more products to sell: There is no longer a requirement to await for earlier sales to be paid. FACTORING is not just a cash management device for manufacturers: Almost any type company can take advantage of Staffing Factoring. Generally, a company that extends credit will have 10 to 20 percent of its annual sales tied up in accounts receivable at any given time. Think for a minute about exactly how much is bound in 60 days' worth of invoices: You can not pay the power bill or today s payroll with a customer s invoice, however you can offer that invoice for the money to meet those obligations. Using trucking factoring companies is a fast and simple process. The factor buys the invoice at a discount, usually a couple of percentage points less than the stated value of the invoice.

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The United states Truck Association
mentions that there are about
205,000 work with freight trucking
companies and
276,000 private service providers trucking
firms certified to
operate in the States that transported,
according to their newest listings of millions of
items, supplies and
basic materials .
There are numerous usual
carriers either going solo or in
groups on our country
roadways transporting these
crucial products to our
stores, manufacturing facilities and harbors.

Also  trucking factoring
corporations service
countless of them and offer their
accounts receivablesfinancing facilities
countrywide including
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Colorado Factoring Companies

 

Watch Our Trucking Factoring Companies YouTube Videos For More Information

 

Receivables financing company Calculator
This calculator will show you how much you will make by using our receivables financing company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our receivables financing company
Enter the principal balance of your receivables financing company
(call your receivables financing company lender and ask for the current payoff amount):
Enter the amount of your monthly receivables financing company payment:
(invoice amount):
Enter the your receivables financing company's current interest rate:

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

 

 

View Our Freight Factoring Companies Videos For More Information

 

 

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How To Get More Profit From Your Receivables

 

"

�So, this is not a loan?� Charlie Dunn asked as he leaned back in his chair, crossing his legs. The woman sitting across the desk from Charlie smiled at him, shaking her head.�Not quite,� she stated.Charlie was the owner of a small trucking company which had fallen on some hard times recently. Trucking could be a profitable business, and for a little under a decade, it had been for Isaac. He named his business Cole Trucking, named after Manuel and Carlos, his two grandfathers. Both of these men had been very hardworking and had set a great example for Isaac.Six months ago disaster struck Isaac's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. Charlie depended on his full fleet, and missing two trucks was devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Charlie had on hand.A big problem a lot of trucking companies came across was how bills were paid in the industry. You could go a month or more before bills were completely paid off. This system works okay as long as no problems arise, but if they do, then things can get quite sticky.Charlie wasn�t a bad owner, and he hadn�t messed up. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.That�s where the woman across the desk came in. Charlie knew she was employed by a Factoring company and that her name was Diana. He had accidentally come across her company one night when he was working late, searching the internet to see if there was some solution to his financial dilemma.She sat there now, and explained. �it is really not a loan at all: we actually buy your accounts receivable. we are not giving you finance to be repaid later: we are purchasing something from you, and when you can you can buy it back. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Charlie nodded. It sounded good to him, almost too good.The woman laughed. �I'm not sure that you believe me,� she chuckled.�Oh no, I do: it just sounds too good to be true. I actually thought I might end up losing my business.�Diana nodded. �We get that a lot. Listen, I�d hate to see you lose your company. You work hard, you�ve put everything you can into it. We all need help sometimes. That�s what we�re here for.""In any case, thank you for coming to see me.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� said Diana with a smile. �Let�s see what we can do to help you.�And with that they set about making a profile.

 

Charlie filled the form out, with Diana available to help him if he needed it. The profile filled Diana and her company in on Isaac�s company, and would help them determine if he was suitable for factoring. In truth, not all companies were. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. As Charlie completed his form, Diana listened to his story and she felt quite sure he would be the ideal candidate for Factoring.When the form was done Diana took it and slid it into her briefcase. She then stood, reached across the desk and shook Isaac�s hand. He stood before they shook as well, and then smiled. They said their goodbyes and Charlie walked her to the door, and then returned to his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He shut his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. But now, after speaking to Diana and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.The long nights, where he couldn�t sleep. The sudden panic attacks, not matter where he was. Already he could feel all the stress start to drain away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was there, he was on the right path, and he was working to make things right.Charlie couldn�t help but think back to when he had first started the business. At twenty-two and straight out of school he had opened a restaurant. It had been successful. Home cooking in his hometown, and he had done very well.But it wasn't what he really wanted to do. His passion didn�t lie with the food industry. He thought long and hard, and then he decided to sell the restaurant. He took six months off, and during that time he decided to create Cole Trucking. So he did it. Once again he built a company from the ground up. He had been successful.Then disaster! The two trucks went down and suddenly his success wasn't looking so guaranteed. He was nearing fifty. He didn�t think he had it in him, to save this company. But giving up wasn't part of his personality either.

 

Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He did not want to quit - both for himself and for his staff members.And now it seemed as though he would not have to - all because of Factoring. Isaac's eyes opened, he sat forward in his chair and turned on his computer. He had lots to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

"

 

 

 

 

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Freight Bill Factoring Companies

 

"

Collins Truck and Haul has been in business since the mid 1980s. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the heady times from 2002 to 2007, Collins was a top rated accounts receivable mastermind of the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Times were great for everyone, and the cash was flowing.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed down. And worse yet, Collins had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. And as spring turmed to summer and summer into the early days of fall, Roger Phillips, CEO of Collins felt a chill go down his spine whenever he would look at the weekly A/R reports. The numbers of clients who owed him back debt were growing.He had gone to his administrators and asked them what the problem had been. Were they doing something wrong or different when it came to reaching out to delinquent accounts? By his bookkeepers records, this wasn't the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Collins money had jumped ship and decided to leave him holding the bag.

 

. They could not afford to pay him their debt, but they could afford a lesser service, maybe. So he did the necessary research and, after discussions with friends in the same field, he realised that no, his customers hadn't gone anywhere else. The had just gone!.This current state-of-affairs was causing Roger Phillips to have some very restless nights. There were goods to ship, employees to pay, trucks to repair and maintain, and continuous overheads that were very extensive when compared to the funds (or lack of) that were incoming. At night he would speak to his wife Diane and shake his head in frustration.

 

""Lin, I have a really bad feeling,"" he would say with deep woe.""What could you do differently?"" she would say.Roger would stare off for a moment and then close eyes. In his mind he could clearly see the fleet of trucks purchased over the many years. He could see them traveling, bringing goods to all of his clients. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. What could cause this ultimate death spiral of business?""I think I know what it could be,"" Roger said. ""For way too long I've been relying solely on profits received from invoices. For too long I've been allowing our clients to let their accounts become overdue."" Linda could only grab her husband's hand and look at him lovingly, ""it is a hard economy. It might be awhile until things get settled up.

 

""Roger knew very well that Diane was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The next day Roger strolled into his office and was determined to sit down and make every phone call to every client who had owed Collins money. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. A waste of time - a waste of money - he had the best intentions, but all the while Roger was realising just how much trouble he was in.After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Wilmaerley knocked at his door.

 

""Roger, can I have a word?"" she queried, standing in the doorway.

 

""Of course Wilma, please come in."" Roger relaxed back into his chair and looked up at Wilmaerley.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Roger."" She pulled a small stack of papers from a folder and set them on the desk before him.""Have you ever heard of factoring?"" Wilmaerley asked.""It sounds vaguely familiar. What is factoring""? he asked.""Well,"" she began, ""It�s actually quite simple really.

 

So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Roger interrupted ""Immediately?"".""Yes, immediately,"" she continued, ""In a nutshell, it is pretty easy. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It�s a broad view.""I see,� Roger said. �And then what?""Following the completion of their review and once we have been approved for a contract with the factoring company, then we sit down to negotiate conditions and terms. There�s a lot of flexibility depending on the business volume and credit histories. This company tells us what the cost will be to purchase factoring for our accounts receivable. We come to an agreement and the funding starts pouring out.�Roger was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""I do not know, Wilma - it just sounds too good to be true"", Roger said quietly.""Yes, I know; that's exactly what I thought at the beginning. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. And they're flexible Roger,"" she drew a circle around a paragraph on the document before him.""Just how flexible?"" he asked.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. It only takes 2 to 4 days for this to be figured out. ""It does all sound pretty good, remembering that we are all tapped out now with loans from the bank last year to repair vehicles, and we all know just how tight money is. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" Roger said.He took a deep breath and looked at his secretary with something she recognized as hope.""Precisely�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Roger took a moment to think about this solution, and agreed with his secretary. The customers who were in debt to Collins Truck & Haul were professional resources of the company, but they were also long-standing friends. Roger wasn't prepared to lose these relationships just because they were having financial issues at the moment. Roger knew only too well that the whole economy was floundering, and that it was not going to change overnight. That unknown amount of time could create a disaster situation for both of them if he wasn't careful in how these debtors were handled. Of course he did not want to lose any more money, but he did not want to lose business either.""Well, let me think about this tonight Wilma, thank you."" Wilma nodded, satisfied with her work, and she left the office feeling quite content in the knowledge that she had helped Roger keep the shirt on his back, and possibly hers too.Roger stayed at his desk for a long time, looking over the details they hadn't discussed during their meeting. He wondered if there might be other problems freight factoring could help Collins Truck & Haul with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. In fact, Collins could receive up to fifty-percent cash advances upon load pick-ups. Roger was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""Well, I'll have to tell Roberto about this,"" Roger muttered to himself.His son-in-law Roberto had liked the idea of Collins so much and revered his father in law for having such business acumen that only two years before, he had gathered the venture capital to begin his own transportation service company. At that time Roger knew the struggles Roberto would face, but he still encouraged him to follow his dream. With the faltering economy, if a big fish like Collins was hurting, a little guy like Roberto was about to catch his death. But, an antidote may have been found in freight factoring and Roger was soon to find out.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Roger found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They took that time and refocused effort to offering competitive prices in new territories. Roger recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. If Roger hadn't discovered freight factoring at just the right time, his business may not be operating today.

 

"

 

 

 

 

 

 

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Truck Factoring Definition

 

The key reasons why Truck Agencies Use Factoring Firms.

 

As the operator of your own establishment, you may be much more than mindful already of the challenge in making sure that capital matters do not become a predicament down the line. After all, the most awful thing that can potentially transpire for your company is to find yourself dragged in a long and hard situation that leaves you forever trying to find the resources you need to have on an continuing manner.

 

For any kind of business enterprise in this instance, the challenge can come for waiting for work to lapse and actually be settled into your account. Bill of sales, checks, and the like could take a long time to actually to be taken care of which could leave you with short-term cash flow issues. The good news is, there are alternatives out there for enterprises to delve into-- and among these is factoring agencies.

 

Factoring firms will, in trade for your invoices, give you with the funds right now in order that you do not need to stress over the waiting time frame which could make paying the expenses and purchasing materialsmore hard. With this form of setup, invoice factoring can come to be extremely useful for a lot of establishments who need to avoid a cash pitfall which they have discovered themselves in.

 

Given that, depending upon the scale of the project, it can take up to 60 days for some establishments to get paid then it is very important to take care of your own back and certainly not leave yourself money short to pay off the bills. After all, how many businesses have two months income just lying there to deal with all their costs till they make money?

 

This is especially correct of trucking enterprises. They tend to take care of numbers of statements which means a considerable amount of collection time concerns business owner themselves. Seeking to get paid promptly can end up being an extraordinary trouble and this is the reason why you use truck factoring organizations who are delighted to help out truckers particularly.

 

As most of us realize, trucking is an remarkably massive industry with a lot of companies out there hiring hundreds of vehicle drivers. Unfortunately, numerous of these drivers end up in money predicaments given that they are still waiting for work from six weeks back to actually compensate them. When this is the case for a trucking firm, depending on factoring companies for aid might be the most suitable choice left.

 

This indicates that a trucking business can provide the paychecks of the staff, keep all the vehicles topped off with gas and continue to surmount, grow and expand without continually waiting for the funds which is taking too lengthy to come in. Trucking Business enterprises running without a factoring system implemented are leaving themselves at considerable danger, as competitors cash out rapidly and continue to broaden.

 

There's absolutely not a thing to be troubled about when it comes to employing a Factoring company-- they usually are not like a banking company or somebody who is going to leave you with a considerable stack of financial obligation to pay back. You give them genuine invoices from work you have already finished , you are only expediting the payment system.

 

In the Usa, where truck firms do well, factoring agencies are not considered borrowing in any capacity. This confidential settlement then lets both parties to profit and indulge in a good future-- it provides the factoring company a secured asset of revenue to put into the list and it offers the trucking business the needed cash that they worked hard to get.

 

The trucking enterprise gives their statements to the factoring establishment. The trucking factoring firm then collect the payment amounts from the trucking company's clients. Factoring has been in existence for hundreds of years and has been utilized for several years by plenty of varying markets-- but none exceeding so than truckers. While you might possibly miss out on a small part of the money, something like 1-3 % depending on who you partner with, it indicates that you are obtaining the resources today and can actually start putting the money to perform.

 

Once and for all, an IOU or an invoice is definitely not going to fund expenditures, is it? For trucking agencies when the funds can be great one day and gone the next, it is up to the vehicle drivers to work prudently and to guarantee they are leaving themselves with a significant quantity of time and money to get through the week up until they are paid once again.

 

So the next moment your trucking business is enduring some momentary cash flow dilemmas and you are devoting excessive time chasing sluggish paying clients, why not begin thinking about employing a factoring companies as a method to get your cash and give yourself a more pleasant future in the eyes of your trucking team and your bank dividend?

 

 

 

 

 

 

 

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Factoring Trucking Receivables

 

"

Factoring in the Future of a Trucking Business: A Story The phone was ringing on his desk, and Glen Armstrong just sat there letting it ring. His morning coffee cooled and his cigarette smoked away in the tray: Glen is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Armstrong Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

Factor receivable

Glen�s father had started as an owner-operator and had grown Armstrong Trucking Company into a fifteen trailer fleet over forty years. Yes, they had survived some very difficult times when it appeared like they might go under, and even Glen's mother had jumped into the cab at times to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. Now the company was solely in Glen�s hands and he wanted to live to see it in better shape for his sons.

 

There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. His employees needed to be paid. They all have families and the usual household bills. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made Armstrong Trucking look inefficient and weak in what was currently a strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Glen allowed himself a good hard chuckle. His father had been against placing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. He knew his father's days were long gone and new technology was very important for the business, like having Qualcomm to reduce communication time for bills of lading.

 

Glen believed a successful man is always thinking of his next step. How would he take Armstrong Trucking to the next level? And how would he be able to afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

But was factoring the answer? There was a lot he didn�t understand about the process. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. In return, the factoring company pays the trucking business straight away, providing immediate cash flow for the business to pay staff, purchase fuel, and do any repairs or maintenance. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Glen had to really consider what his next step was going to be. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. Well, what was the point of going to a factoring company if there was shady business like that going on?

 

However, it all turned out to be very simple. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Their customer service actually knew things about their company and spoke in nice clear English so he could understand what was being explained. He didn�t mind signing an exclusive contract. In fact, he was quite pleased with the idea of a long-term contract because he knew this was a one-off and he would not have to keep going back and forth to different companies. He was not charged for a credit check, and in addition he was offered a fuel advance on the pick-up of a load. Many companies offered a non-recourse factoring program that suited him just fine. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It sounded like a great scheme to him.

 

It was really refreshing dealing with the factoring people. They were extremely helpful and more personable than the bank staff. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Glen because he and his father had created a very strong and loyal list of clientele over the years. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients wouldn�t think poorly of Armstrong Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Feeling happier now, Glen stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. With the capabilities of this new cash flow, Glen could actually expand Armstrong Trucking Company further across the country and perhaps even go international into Canada. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

"

 

 

 

 

 

 

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Accounts Receivable Finance Companies

 

Date Published- 2014- 07-21 Freight Factoring Companies For Brokers

 

"

Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. With a Trucking Factoring company you can actually get the money you need faster. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"
http://yklfactoring.com/

 

 

 

 

 

More Factoring Trucking Receivables -Articles

 

 

 

"

Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. With a Trucking Factoring company you can actually get the money you need faster. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

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